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Terms of Use

Last updated: date

Draft for legal review. This is a starting template, not legal advice. Have a lawyer adapt it to your state, your newsletter and payment tools, and the countries where your readers live before you publish it.

Education, not advice

Prime Meridian Dispatch is for general education. It is not investment, tax, legal, insurance or medical advice, and nothing in it is an offer or a recommendation to buy or sell anything. Rules and prices change and differ by country. Talk to a qualified professional about your own situation. Past results do not predict future results.

Using the letters and website

You may read our letters and site for your own personal use. Please do not copy, resell or republish our content without permission. You may share short quotes with a link back to us.

Circle membership and purchases

  • The Prime Meridian Circle is billed monthly or yearly at the price shown when you join until you cancel.
  • You can cancel at any time from your account page or by emailing us. Cancellation takes effect at the end of the period you have paid for.
  • Refunds: your refund policy, for example 14 days for first-time members.
  • Digital products such as Country Packs and workbooks are delivered electronically. State your refund terms.

Sponsored content and affiliate links

Sponsored items are labeled as sponsored. Some links are affiliate links, and we say so. Sponsors do not control our news coverage. We are not responsible for the products, services or websites of sponsors or other third parties.

Local experts and directory listings

Experts and professionals who appear in our directory or review our country pages are independent. A listing is not an endorsement or a guarantee. Check credentials and licensing yourself.

Our content

We work to be accurate, but we cannot promise that everything is complete or current. Information may be out of date by the time you read it.

Limits of our responsibility

To the fullest extent the law allows, we are not liable for losses that result from using our letters or site. Some places do not allow certain limits, so they may not apply to you. Have a lawyer review this section.

Changes and governing law

We may update these terms and will tell you about important changes. These terms are governed by the laws of your state and country.

Contact

Company name, mailing address and email